Welcome Offer: $200 Cash Back
[For spending $2,000 in the first 6 months of having the AMEX Blue Cash Everyday Card]

Annual Fee: $0
Apply Here


The Best Card for Online Shopping

Benefits: Disney Streaming Bundle & Home Chef meal kit Credits
Earning Per $ Spent: (Percent of Cash Back)

Get it if: You buy groceries for up to 2 people AND shop online
Recommended Credit: 670+ credit score & 6+ months of credit history

 

Points Nerds Rating: ⭐⭐⭐⭐⭐

Key Annual Benefits

Benefits Details

$84 Disney+ Bundle Credit 

$180 Home Chef Credit

Other Things to Note: Card doesn't earn AMEX Membership Rewards Points / 2.7% FTX Fee if used outside the U.S. 


Is the AMEX Blue Cash Everyday Card Worth it?

With a decent sign up bonus and rare credits on a no-annual-fee card, the card is a keeper for the long term

Cash back can be redeemed instantly with no minimums, and the cap of $6,000 of spend per 3% category is generous. The biggest draw of the card is the 3% online shopping category. The only cards with comparable bonus rewards at online retailers are:
➡️ Chase's Amazon Prime Visa (5% back but only at Amazon)
➡️ Bank of America's Customized Cash Rewards (3% back on online shopping but only up to $2,000 in spend)
➡️ CapitalOne's VentureX (2x CapitalOne points per dollar on all purchases [worth 3-4% back] but $395 Annual Fee)

If you want to earn on gas, groceries, and online shopping with a $0 annual fee, the BCE is a solid credit card. 

The Blue Cash Everyday pairs well with cards that earn well on dining and travel, such as:
➡️ Bilt Mastercard: [3x Bilt Points on Dining (worth 4-6%) and 2x on Travel (worth 3-4%)]
➡️ American Express Gold Card: [4x AMEX Points on Dining/Groceries (worth 6-8%) and 3x on Flights (worth 4-6%)]

The card is a good option for a 2nd or 3rd card, as it isn't too difficult to get approved for. 

Stack your Home Chef credits with frequent Rakuten and AMEX Offers for free food!