AMEX Blue Cash Preferred
($0 Annual Fee for the first year. Then, $95)

Worth it if you...
1. Buy groceries for 3+ people AND
2. Spend on streaming (like Disney+)

AMEX Gold
($250 Annual Fee. $150-$400+ in Value.)

Worth it if you...
1. Buy groceries for 3+ people AND
2. Dine out at least 10x per week

Hilton Honors Surpass
($150 Annual Fee. $100-$200+ in Value.)

Worth it if you...
1. Value free Hilton breakfast AND
2. Stay at Hilton hotels at least 4x / yr

AMEX Platinum
($695 Annual Fee. $400-$900 in Value.)

Worth it if you...
1. Fly at least once per month AND
2. Stay at a fancy hotel at least 1x / yr

AMEX Everyday Card
($0 Annual Fee)

Worth it if you...
1. Buy groceries for just yourself AND
2. Value points for domestic travel

Hilton Honors Card
($0 Annual Fee)

Worth it if you...
1. Value free hotels over flights AND
2. Stay at Hiltons a couple times a year

AMEX Green Card
($150 Annual Fee)
Sign-Up Bonus: 50-60k AMEX Points
Gets you 2 round-trip flights to Europe

Delta SkyMiles Gold
($0 Annual Fee for the first year. Then, $99)
Sign-Up Bonus: 60-70k Delta Points
Gets you 3-6 long US domestic flights