Hilton Honors Aspire Card
Welcome Offer: 180,000 Hilton Points ~ Worth $900
[For spending $6,000 in the first 6 months of having the AMEX Hilton Honors Aspire Card]
Annual Fee: $550
Apply Here
The #1 Best Value Credit Card
Benefits: Over $1,000 in easy to use perks
Earning Per $ Spent: (Hilton Points: Worth ~0.5¢ each)
22% on Hilton stays (up to 44x Hilton points per dollar)
3.5% on Dining, Gas, Car Rentals, Flights (7x points per dollar)
1.5% on Everything Else (3x points per dollar)
Get it if: You stay at a resort at least once a year & like Hilton
Recommended Credit: 700+ credit score & 2+ years of credit history
Points Nerds Rating: ⭐⭐⭐⭐⭐
Key Annual Benefits
Benefits Details
Annual Free Night Certificate — Redeemable at almost any property in the Hilton Portfolio
Get one upon card opening and one more every 12 months
Plus, earn a 2nd free night by spending $30,000 in a calendar year, and a 3rd at $60,000
$400 Hilton Resort Credit — Redeemable at any resort in Hilton's portfolio with Aspire
Get $200 to spend from January through June. And $200 more from July through December
Applies to room or incidental (ie dining, activities, spa) purchases at Hilton.com or at resorts
$200 Flight Credit — On flights bought with airlines or on amextravel.com with the Card
Get $50 back quarterly using the Aspire Card, for a total of up to $200 back each year
$50 credit every quarter — [Jan thru March / April thru June / July thru Sept / Oct thru Dec]
Complimentary Hilton Diamond Status — Hilton's Top-Tier Loyalty Elite Status
Free Full Continental Breakfast outside the US and dining credit (~$15-$30) within the US
Executive Lounge access 250+ hotels, free room/suite upgrades if available, and more
Complimentary Clear Membership [Airport Security Fastlane] — Cut TSA lines
Even faster than TSA Precheck ... skip to the front of airport security lines
Cellphone Protection — Drop or damage your phone? Get reimbursed up to $800 a year
Active if you pay your wireless bill with Aspire Card. $50 fee per claim (up to 2x a year)
Use your Free Night Certificate, Welcome Offer Points, and Hilton Diamond benefits
at any Hilton Portfolio Property in the world
Other Benefits: National Car Rental Executive status, No Foreign Transaction Fees, Trip Insurance
Is the Hilton Aspire Card Worth it?
Does the Aspire Card make up for its $550 Annual Fee?
With a massive sign up bonus and credits that more than make up for the annual fee, the card is a keeper for the long term.
How do I get the most value out of the Hilton Surpass?
Use the Hilton 5th night free benefit:
Hilton points are very easy to use and, when booking fully with Hilton points, every 5th night is free.
For example, a night at Conrad Bali, one of the top-10 Hiltons worldwide, costs 43,000 points. As a result, 5 nights would cost just 172,000 points ... fully covered by the welcome bonus.
Register for Hilton's Points Multiplier Promotions:
You can also enroll in Hilton promotions to supercharge your earnings.
The Aspire Card earns 34 Hilton points per dollar spent at Hilton properties, but that can
be boosted to 44x or 55x by registering for routine Hilton promotions here.
Scroll down & click "Register" to multiply your rewards. There's nearly always an offer.
Steps to Getting the Most Value out of the Hilton Aspire Card:
1. Spend $200 between each Jan - June and each July - Dec toward a Hilton Resort stay
➡️ The actual stay can be any time, but as long as you prepay, the $200 credit will apply
2. Spend $50 or more on flights each quarter
➡️ You can also buy $50 United "TravelBank" credit for future use if you aren't flying one quarter
3. Use free night rewards at hotels costing 80,000+ Hilton points a night. That's $400+ in value!
4. Request complimentary Diamond upgrade at check-in, as well as late checkout if you'd like
5. Save up enough Hilton points for a 4 night stay to get the 5th night for 0 points!
Bottom Line:
Overall, the Aspire card is one of the top 3 credit cards on the market offering unparalleled value for both Hilton loyalists and those who vacation only a couple times a year.
Use your free night certificate & points to get away to a Palace in Dubai or overwater villas in Bora Bora or the Maldives for free!